Terms of Service
Last Updated: January 2026
Welcome to AFM App, operated by Mozayel LLC (“we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website, applications, and related services (collectively, the “Services”).
By accessing or using AFM App, you agree to be bound by these Terms. If you do not agree, please do not use our Services.
1. About AFM App
AFM App provides tools designed to help individuals and small businesses organize and track financial information such as income, expenses, and records.
AFM App is not a bank, payment processor, or financial institution, and we do not provide financial, legal, or tax advice.
2. Eligibility
You must be at least 18 years old to use AFM App. By using our Services, you confirm that you meet this requirement.
3. Account Registration
Some features may require you to create an account. You agree to:
- Provide accurate and current information
- Keep your login credentials secure
- Notify us immediately of any unauthorized access
You are responsible for all activity that occurs under your account.
4. Acceptable Use
You agree not to:
- Use the Services for unlawful, fraudulent, or harmful purposes
- Attempt to access systems or data not authorized to you
- Interfere with or disrupt the operation of the Services
- Upload malicious code or misuse the platform
We reserve the right to suspend or terminate access if these Terms are violated.
5. Data and Privacy
Your use of AFM App is also governed by our Privacy Policy, which explains how we collect, use, and protect information.
We take reasonable measures to protect user data, but no system can be guaranteed to be 100% secure.
6. Third-Party Services
AFM App may integrate with third-party services (such as messaging or analytics providers). We are not responsible for the content, policies, or practices of third-party services.
Your use of those services is subject to their own terms and policies.
7. Service Availability
We strive to keep AFM App available and reliable, but we do not guarantee uninterrupted access. Features may change, be updated, or discontinued at any time.
8. Disclaimer of Warranties
AFM App is provided “as is” and “as available.”
We make no warranties, express or implied, regarding accuracy, reliability, or suitability for any particular purpose.
9. Limitation of Liability
To the maximum extent permitted by law, Mozayel LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Services.
Your use of AFM App is at your own risk.
10. Termination
We may suspend or terminate your access to the Services at any time if you violate these Terms or if required by law.
You may stop using the Services at any time.
11. Changes to These Terms
We may update these Terms from time to time. Any changes will be posted on this page with an updated “Last Updated” date. Continued use of the Services means you accept the revised Terms.
12. Governing Law
These Terms are governed by the laws of the United States and the State in which Mozayel LLC operates, without regard to conflict of law principles.
13. Contact Information
If you have questions about these Terms, please contact us:
Mozayel LLC
📧 business@mozayel.com